Posted On Apr 8, 2025
Industry Thoughts
2 Mins Read

Trailing documents have long haunted lenders. Missing assignments, delayed title policies, and incomplete packages create downstream headaches. For years, teams relied on binders, spreadsheets, and endless follow-ups—a paper chase that wasted resources.

One large servicer was losing millions annually in delayed investor purchases due to trailing doc deficiencies. Their turning point came when they digitized the process with cloud storage, automated doc reminders, and AI-powered completeness checks. Suddenly, exceptions were flagged before investor submission, reducing curative cycles by 50%. Today, forward-looking lenders are building digital assurance frameworks where every trailing doc is tracked, validated, and delivered with confidence. The paper chase is finally giving way to transparency and assurance.

“Trailing documents used to be the industry’s headache. Now, with digital assurance, they’re becoming the backbone of compliance and investor confidence.”
- ATL Client Success Team

Reference:

Fannie Mae – Trailing Documents Guidance
Freddie Mac – Post-Funding Documentation
MBA – Trailing Document Management Resources
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