The Challenge

Closing Disclosures (CDs) are critical for compliance, onboarding, and investor delivery. Yet, manual data entry slows teams down, introduces errors, and creates downstream delays. With multiple CD versions and investor-specific checks, the process is both labor-intensive and high-risk.

The ATL Advantage

CD Express, powered by STACX, integrates directly with your Loan Origination System (LOS). Clients simply send CDs through API — our intelligent engine extracts all critical data, validates against rules, and sends results back into your LOS, fully automated.

No uploads, no manual intervention — just straight-through processing from CD to compliance.

What's Inside Key Features

Direct LOS-to-STACX API

integration seamless data.

High-accuracy OCR

optimized for CD layouts.
 

Rule-based data validation

to flag discrepancies instantly.
 

Automated exception routing

for corrections before delivery.
 

End-to-end audit trail

of all CD data processing.
 

Flexible delivery

back into LOS or QC platforms.
 

The Results You Can Expect

1 st

95%+ extraction accuracy
from day one

2 nd

Under 5 Min
average turnaround per CD

3 rd

40% faster loan boarding
with fewer conditions

4 th

Reduced investor rejections
due to accurate data flow

5 th

Seamless compliance visibility
across the CD lifecycle

Popular Questions About CD Express

Direct API connections enable fully automated push/pull of CDs and extracted data.

Yes — the engine is trained on standard CD structures and updated regularly.

Yes — once configured, no manual uploads or intervention are needed.

Exceptions are flagged and routed to your team before final delivery.

Absolutely — designed for both high-volume lenders and mid-market use cases.

All data flows are encrypted end-to-end, with audit logs for compliance.
Search Hear
Business_logo
Need Help? We Are Here To Help You
Contact Us

Related Solutions

Post-Closing Automation

AI-powered automation for stacking, auditing, and investor delivery.

Explore more

Lien Releases

Fast, compliant lien release generation and delivery.

Explore more

Transform how you process Closing Disclosures — faster, smarter, automated

Request a Demo