The Challenge

Post-closing teams face relentless operational pressure. Manual document review, stacking, and audit consume up to 60% of staff time, while SLA violations can lead to investor penalties, poor scorecards, and compliance risk. Packages often arrive incomplete or in inconsistent formats, slowing down investor delivery and increasing cost per loan.

The ATL Advantage

ATL’s Post-Closing Automation uses our STACX platform to process, classify, validate, and prepare loan packages in minutes — not days. Our AI-powered automation ingests mixed-format documents, stacks them according to investor rules, flags exceptions instantly, and produces ready-to-deliver export packages with complete audit trails.
Whether you’re processing hundreds or thousands of loans a month, STACX scales without adding headcount while improving compliance visibility and turnaround times.

What's Inside Key Features

AI-powered document classification

Detects and organizes docs in seconds.

Automated stacking & indexing

Applies investor-specific stacking orders automatically.

Real-time exception flagging

Pinpoints missing or incorrect documents before delivery.

Automated audit & QC workflows

Full audit-ready package in under 15 minutes.

Multi-format export packages

Deliver in investor, custodian, or internal formats.

SLA monitoring dashboards

Track progress and resolve issues before deadlines.

Secure archival & retrieval

Easy access for compliance and re-audit.

The Results You Can Expect

1 st

60% Faster
Turnarounds

2 nd

100% Compliance
Visibility

3 nd

40% Time
reduction in processing

4 rd

Audit-ready
in < 15 minutes

5 th

Zero
manual sorting

6 th

Multiple export packages
for investors/custodians

7 th

Reduced rejections & conditions
from investors

8 th

Scalable processing
without extra headcount

Popular Questions About
Post-Closing Automation

Most clients are live within 4–6 weeks, depending on integration requirements.

Yes. STACX integrates via API or secure file transfer with major LOS, servicing, and document management platforms.

Absolutely — rules are pre-configured for common investors and fully customizable.

Exceptions are flagged instantly, routed to the right queue, and tracked until resolution.

Yes. Every action is logged, and audit trails meet or exceed investor and regulatory standards.

Significantly. Automation handles the bulk of QC checks, freeing your team to focus on true exceptions.
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